15 Best Money-Earning Apps Without Investment For Easy Profits

Are you looking to earn money on the side with little effort? If so, these money-earning apps without investment will interest you!

Extra cash is always helpful if you’re a student, stay-at-home Mom, entrepreneur, side hustler, or really – anyone…

And these online money-earning apps can be used by anyone with a smartphone and internet connection to complete simple tasks while on a work break, sitting on public transport, or lounging on the sofa in the evening.

While hundreds of cashback apps are out there, today, we’ll focus on the ones where you can make money online by completing surveys, playing games, and completing simple tasks.

Let’s take a look!

Best Money-Earning Apps without Investment for Surveys

If you enjoy giving your opinion, there are many money-earning apps where you can take paid surveys in your spare time.

Read on to learn about the best surveys that pay cash instantly.

1. Swagbucks

money earning apps without investment

Swagbucks is one of the top money-earning apps to earn free money by completing surveys, playing games, watching videos, and shopping online.

Their paid surveys range from single-question polls, right up to 30-minute-long market research questionnaires.

The majority of Swagbucks surveys pay between $0.25 and $5. But, on occasion, you may be offered surveys that pay $20 or even up to $100 for an in-home product survey.

Once you hit the minimum cash-out threshold of $3, you can redeem your earnings for:

Learn more in this Swagbucks review.

2. Survey Junkie

Survey Junkie is a popular money-earning app where you can win cash prizes by taking surveys, sharing your online activity and taking advantage of monthly promotions.

You get the option to take simple surveys or to participate in focus groups, and you can bump up your earnings by sharing your digital browsing activity, which market research companies use to improve the products and services they offer.

By doing this, you’ll not only earn extra cash, but you’ll also be influencing brands and the new products they put to market!

The minimum payout threshold is $5, and you can redeem your earnings via PayPal cash or gift cards for big brands such as:

  • Amazon
  • Target
  • Walmart
  • iTunes
  • Starbucks

Learn more in this Survey Junkie review.

3. Inbox Dollars

money earning apps without investment

Inbox Dollars is another top money-earning app that pays you to complete simple tasks such as taking surveys, reading emails, playing games, and watching videos.

Surveys pay between $0.50 and $5 and take, on average, a few minutes and up to 25 minutes to complete.

Get a $5 bonus as soon as you sign up, and once you start earning, you can choose to redeem your rewards for:

  • PayPal cash
  • Gift cards from a range of popular retailers

Learn more in this Inbox Dollars review.

4. Attapoll

money earning apps without investment

Attapoll is a great money-earning app that can be downloaded for free from the Google Play Store and the App Store.

Once you have the app, you can get paid for completing surveys from companies around the world and earn extra cash bonuses by inviting friends to the platform.

Attpoll has plenty of surveys available each day that pay from a few cents up to a few dollars each, although pay varies depending on your demographic and geographical location.

Payout thresholds are low, and you can choose to redeem earnings via:

  • PayPal cash
  • Gift cards
  • Donate it to charity

5. Google Opinion Rewards

Google Opinion Rewards is a survey app available for download from the App Store and the Google Play Store.

Using this money-earning app, you can complete surveys and choose to be rewarded with either Google Play or PayPal credit.

Survey topics include things like:

  • Opinion polls
  • Hotel reviews
  • Merchant satisfaction surveys

Once you have the app downloaded onto your smartphone, you’ll be notified when a survey is waiting for you to complete.

Best Gaming Money-Earning Apps without Investment

Is it your dream to make money playing video games?

Well, this dream can become a reality because there are many legit money-earning apps without investment that pay you for playing games.

Here are five of the best!

6. Solitaire Cash

Solitaire Cash is a free smartphone app where you can win cash prizes, bonuses, and rewards by playing games.

Using the app, you can compete in cash tournaments against real players. However, be aware that you do have to deposit your own money to enter games, which does create an element of risk.

A few ways to earn on this gaming app include:

  • Entering solitaire cash tournaments
  • Watching ads
  • Referring friends to the app

You must be at least 18 years of age to use Solitaire Cash, and the app can be downloaded from the Google Play Store and the Apple App Store.

Learn more in this review detailing is Solitaire Cash legit.

7. Blackout Bingo

money earning apps without investment

Blackout Bingo is another online money-earning app where you can win cash prizes and rewards for playing fun games.

The app has Skillz-Powered features such as:

  • Practice games
  • Cash matches
  • All-games account so you can play 400+ games
  • Progression rewards – get rewarded the more you play
  • Live events
  • Player chat

This app is available for iOS and Android devices, and once you have an account, you can pay an entry fee to play various bingo games either head-to-head against one other player or in events.

8. Money Well

If you’re looking for more popular money-earning apps without investment, Money Well is worth checking out.

Money Well is available for download from Google Play, and once you have the app on your phone, you can play games to win coins.

These coins can be redeemed for PayPal cash or gift cards from a range of popular retailers.

A few types of games available include:

  • Arcade
  • Casual
  • Adventure
  • Strategic

9. Mistplay

money earning apps without investment

Mistplay is one of the best money-earning apps where you can earn cash rewards and gift cards for playing games.

Once you’ve downloaded the app from Google Play, you can discover new games, play games, and get new games recommended to you the more you play.

Mistplay has given away $60 million to date, and they also offer other ways to earn, such as:

  • Weekly grand prizes
  • Unlocking achievement badges when you complete missions

Not sold on Mistplay? Take a look at the best Mistplay alternatives.

10. Rewarded Play

Rewarded Play is a mobile gaming app that pays users to play games.

A few games available to play include:

  • Poker
  • Bingo Blitz
  • Yahtzee

The app pays out gift cards from a range of popular retailers such as Amazon, Walmart, eBay, Best Buy and many more.

Best Money-Earning Apps without Investment for Micro Tasks

If you want extra ways to earn additional income, these task-based apps are worth taking a look at.

While you won’t get rich completing tasks on these platforms, you can earn extra pocket money and get started quickly with just a laptop and internet access.

11. Clickworker


Clickworker is one of the best money-earning apps without investment that has a variety of micro-tasks on offer.

A few easy jobs you can complete for extra money include:

  • Completing surveys
  • Photo capturing
  • Audio recording
  • Research
  • App testing
  • Text creation
  • Mystery shop visits
  • Testing out new apps

Once your tasks are completed and approved, you can request weekly payments via PayPal, Payoneer, SEPA or ACH Payments.

12. Amazon Mechanical Turk

Amazon Mechanical Turk (MTurk) is a crowdsourcing app where you can get paid for completing simple tasks.

According to the platform, there are thousands of tasks available at one time with common tasks available including:

  • Image/video processing
  • Data verification and cleanup
  • Answering questions and gathering information
  • Writing content for websites
  • Editing and transcribing audio content
  • Rating the accuracy of search results

To start making money online with MTurk, click on ”Request a Worker Account” and follow the sign-up process.

13. Microworkers


Microworkers is a well-known money-earning app that connects workers with employers who need simple tasks completed.

These ”micro-jobs” are simple and quick to complete, in typically around a few minutes, and require minimal skill.

A few tasks they have on offer include things like:

  • Data mining
  • Data categorization
  • Data tagging
  • Data labelling
  • Transcription
  • Content comparison
  • Surveys
  • Research studies
  • App testing

Once you sign up for Microworkers, you must keep up a 75% success rate with each task if you want to keep performing jobs.

14. Remotasks

Remotasks is another one of the top gig economy apps where you can earn a steady income by completing simple tasks.

To date, they’ve paid out over $15 million and have over 240,000 taskers from 90+ countries working for them.

A few simple tasks they have on the platform include:

  • Transcription
  • Labeling images
  • Labeling LiDAR data

Once you get a hang of the simple tasks, you can take their free online training courses that’ll allow you to work on more complex, higher-paid tasks.

Payments are made weekly through PayPal or AirTM.

15. AppJobber


AppJobber is an online money-earning app that pays people to complete tasks in their local area.

You can download the app from the App Store and Google Play. To start earning money, you need to:

  • Open the AppJobber app
  • View the micro-jobs available on the map in your area
  • Click on them to view tasks and rewards
  • Choose a job and complete the task, carefully following instructions
  • Answer all questions and take photos as requested
  • Upload your responses to the app
  • The client will review your work, and payment will be transferred

The type of jobs you may see available include visiting supermarkets to take photos of products or completing surveys.

Cash rewards are dependent on the complexity of the job but will always pay at least 1 Euro.

Final Thoughts on the Best Money-Earning Apps Without Investment

Those are the best money-earning apps without investment that allow you to earn money online from your phone when you have a spare few moments.

Whether you want to win money playing games, or you prefer to give your opinion or complete simple tasks, there’s something for everyone.

To make the most profit, don’t limit yourself to using just one app and one income stream.

Remember that there are many ways to make money online for beginners, including some weird ways to make money that may surprise you!

Tran Danh

Tran Danh

I'm Tran Danh, the author behind Smart Passive Income (SPI), a blog dedicated to online business and entrepreneurship. I started this blog in 2008, following in the footsteps of Pat Flynn, the founder. Being one of the leading business blogs globally, SPI attracts over 2 million readers each month. Through my content, I aim to assist individuals in generating passive income from various online sources. Join me on this transformative journey as we delve into the world of online business and uncover the strategies and tactics that have led to tremendous success for myself and countless others.

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